Our People

We have choices, so you have choices. As an Independent Insurance Agent we represent competing insurance companies. Our licensed agents and staff work hard to make sure you have the right protection at an affordable price. We always review your policies at renewal time making sure that you are always getting the right protection at the right price.

Ross Richey

Owner / President p(270) 543-1124

Ross is President and owner of Lawton Insurance. His passion for providing insurance solutions for clients began while working at Lawton during the summers of his college career. He graduated from Western Kentucky University in 2006 with a Business Management Degree.

Ross’s professional designations are important to him. He recognizes the complexities of the insurance industry and knows he must remain current and knowledgeable of the insurance product in order to best serve his clients. As an alumnus of the State Auto PaceSetter program, he has developed superior methods for providing client-oriented service. He holds the Accredited Advisor in Insurance and the Certified Work Comp Professional designations, and is currently working toward his Certified Risk Management designation.

Involvement and service to the local community has always been a part of Ross’s makeup. He was named Young Entrepreneur of the Year in 2008 by the Greater Muhlenberg Chamber of Commerce. He is currently participating and learning about that local community as a member of the 2012 Class of Leadership Bowling Green.


Bryan Buchanan

Executive Vice President p(270) 543-0630

A graduate of Western Kentucky University, Bryan Buchanan joined the Lawton Insurance family in 2008. A Certified Benefits and Wellness Advisor, Bryan specializes in commercial and personal lines, as well as employee benefits. Building relationships and providing outstanding service to clients are what matters most to Bryan. In his free time, he enjoys spending quality time with his wife, Natalie, their son, Asa Michael and daughter, Abby Jo.


Stephen P. Durham, CIC

Executive Vice President p(270)836-4674

Originally from Madisonville, KY, Stephen Durham is a graduate of Murray State University and began building the Cole & Durham Insurance family nearly three decades ago. With more than 20 years of insurance experience, Stephen is a Certified Insurance Counselor and a member of the Motorists Mutual President’s Advisory Council, and he is dedicated to building lasting relationships with every one of his valued clients. In his free time, Stephen enjoys spending quality time with his wife, Starr, and their children, Miles and McKinsey. Stephen also enjoys coaching high school soccer, golfing, and hunting.


Jeff Kirby

Jeff Kirby started his career at Lawton Insurance in 2007 as a Producer. Prior to the insurance industry, Jeff worked as the Director of Operations at Muhlenberg Community Hospital for 15 years.  Jeff enjoys interacting daily with people and getting them the right coverage at an affordable price. The feeling of making a difference is very important to Jeff. Jeff and his wife, Jackie, have been married 33 years and have two daughters and three grandchildren.


Jessica Geary

Account Manager p(270) 282 – 2411

A native of Owensboro, KY and a graduate of WKU, Jessica Geary joined the Lawton Insurance family in 2015. With more than five years of insurance experience, Jessica is licensed in property, casualty, life and health insurances and works in commercial lines for the Lawton Bowling Green office.


Joseph Davis

Director of Professional, Medical and Cyber Liability p(270) 282 – 2411

A native of Bowling Green, KY, and holding degrees from both the Nashville School of Law and the University of South Carolina, Joseph Davis joined our Insurance family in 2015. With over 12 years of professional experience, Joe is the Director of Professional, Medical, and Cyber liability. In his spare time, Joe enjoys spending quality time with his wife, Caitlin, and their twin sons, Lincoln and Walker.


Judi Noffsinger

Service Team p(270) 754-4881

Judi Noffsinger has been working at Lawton Insurance for over 25 years. Judi has an Associate’s Degree in Business from the University of Kentucky Community College system through Madisonville Community College. Judi is a Certified Professional Secretary (CPS) and an accredited Customer Service Representative (CSR) from Independent Insurance Agents of America. In November 2011, Judi and her husband celebrated their 50th wedding anniversary. They have two children and two grandchildren.


Lee Green

A lifelong Kentucky resident with a Bachelor of Science in Business Administration from Murray State University, Lee Green has 41 years of experience in the insurance business. Since 1976, Lee has been with Lawton Insurance as a commercial lines insurance agent and has spent the last 10 years exclusively as an employer’s benefits agent. Lee also has experience as a claims adjuster and branch manager. Married 40 years to his wife, Judy, Lee enjoys serving the community in various economic development volunteer positions.


Phyllis Davis

Office Coordinator p(270) 282 – 2411

A native of Central City, KY, Phyllis Davis joined the Lawton Insurance family in 2012. Phyllis has more than a decade of experience in customer care and customer service and is the bright, smiling face that greets you at our Bowling Green office.


Star Howard

Service Team p(270) 320-0001

Originally from Nashville, TN, Star Howard started with Lawton Insurance in 2010. She graduated from Western Kentucky University with a degree in Accounting and Management. Star and her husband, Mike, reside in Bowling Green, KY, with their two sons, Austin and Brandon.


Terri Beth Amos

Account Manager p(270) 754 – 4881

Born and raised in Central City, KY, Terri Beth Amos is a graduate of both Brescia and Western Kentucky University. She joined the Lawton Insurance family in 2012 and specializes in health, dental, vision and Medicare coverage. Terri says she always knew she was meant to help people in some way, so she works hard to get each and every client the most personalized coverage options at the best possible rate. In her free time, Terri enjoys golfing, four-wheeling, and just generally enjoying the great outdoors with her boyfriend, Josh, and her black lab, Ace.


Shawna Hendrix

Account Manager p(270) 754 – 4881

A native of Greenville, KY, Shawna Hendrix joined the Lawton Insurance family in 1997. With nearly 20 years of insurance experience, Shawna specializes in property and casualty insurance and enjoys finding the perfect coverage at the best possible rate for her clients. In her spare time, Shawna enjoys spending quality time with her husband, Eddy, and her two children, Christopher and Blair. Shawna also enjoys cooking and shopping for hidden treasures at thrift stores and yard sales. She will make her 26th trek to Walt Disney World in October. They might just make her an honorary princess!


Lisa Payton

Account Manager p (270) 754-4881

Originally from Sacramento, KY, Lisa Payton joined the Hayden Insurance family more than three decades ago. With more than 35 years of insurance experience, Lisa specializes in superior customer service and enjoys building lasting relationships with every one of Hayden’s clients. In her free time, Lisa enjoys spending quality time with her husband, Dwight, and her daughters, Amanda and Ashley, and spoiling her grandchildren. Lisa also enjoys quiet nature walks, flower arranging, reading and practicing yoga.


Vicki Frye

Senior Commercial Lines Account Manager p(270) 754-4881

A Central City, KY native, Vicki Frye is a graduate of Owensboro Business College and joined the Lawton Insurance family in 1975, and again in 2003. Vicki boasts more than four decades of experience in insurance, having served eight different agencies across the U.S., and specializes in commercial lines. Vicki is an avid UK basketball fan and enjoys spending quality time with her husband of 40 years, Joe.


J. Chip Wilkins

Commercial Insurance p(270)282-2411

A native of Bowling Green, KY, James “Chip” Wilkins joined the Lawton Insurance family in 2016. With more than three years of insurance experience, Chip specializes in commercial lines and truly enjoys building close relationships with each of his clients. In his spare time, Chip enjoys spending time with his wife, Mollie, and their two sons, Trace and Hunt. Chip also enjoys playing golf, cooking for his family, and watching football.


Stephanie Wade

Personal Lines Account Manager p(270)495-3152

A native of Bowling Green, KY, Stephanie Wade joined the Lawton Insurance family in 2015, specializing in property and casualty insurance. With more than 12 years of professional experience, Stephanie is dedicated to getting each client the most personalized coverage options at the best possible rate. In her free time, Stephanie enjoys spending quality time with her son, Jax, and enjoying nature.